You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.

Effective Date: December 10, 2024

Please read carefully.

These Terms of Service (“Agreement”) govern your access to and use of the www.linium-intelligence.com website (the “Site”), including any content, products, or services provided through the Site (collectively, the “Services”). By accessing or using the Site and the Services, you acknowledge that you have read, understood and agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with these Terms, do not use the Site or the Services. In addition, by using the Site, you agree to the terms outlined in our Privacy Policy, Cookie Policy, and Disclaimer, which are incorporated into this Agreement by reference. Please read these documents carefully, as they, along with these Terms of Service, govern your use of the Site and Services.

1. Acceptance of Terms

By accessing and using the Services, you agree to comply with and be bound by these Terms. If you are entering into this Agreement on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

We may modify, update, or change these Terms from time to time. You will be notified of such changes via email or through a notice on the Site. Continued use of the Services after such changes constitutes your acceptance of the revised Terms.

2. User Accounts

2.1 Account Creation:
To access certain features of the Services, including paid content, you may be required to create an account. You must provide accurate, complete, and current information when creating an account and maintain the accuracy of this information.

2.2 Account Security:
You are responsible for maintaining the confidentiality of your account login credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

2.3 Eligibility:
You must be at least 18 years old to create an account and use the Services. By using the Services, you confirm that you meet this eligibility requirement.

3. Subscription and Payment

3.1 Subscription Plans:
We offer various subscription plans for access to premium content. The details of available plans, including pricing, renewal periods, and content access, are outlined on the Site.

3.2 Payment Terms:
You agree to pay the subscription fees as specified on the Site. Payments will be made using the methods specified on the Site. All fees are non-refundable, except as required by law.

If you subscribed under a promotional offer, upon the conclusion of the promotion period, your payment method on file will be automatically charged the full standard subscription rate.

3.3 Billing Cycle and Renewal:
Subscriptions are billed on a recurring basis, with options for one month or one year, depending on your chosen plan. Your subscription will automatically renew at the end of each billing cycle, and your selected payment method will be charged the prevailing subscription rate for the new subscription period. If there are insufficient funds at the time of renewal, your account will be downgraded to the free tier.

3.4 Cancellation and Termination:
You can cancel your subscription at any time through your account settings. To avoid being charged for the next billing cycle, cancellations must be made before the end of your current subscription period. If you cancel during the current period, you will retain access to the Services until the end of that cycle. We reserve the right to suspend or terminate your account if you breach any of these Terms.

We retain the exclusive right to grant refunds or credits at our discretion. Should a refund or credit be issued, we are not obligated to provide a similar refund or credit in the future. If your subscription was purchased through a third party, please refer to the terms and conditions provided by the third party in connection with your purchase.

3.5 Refund Policy:
All payments are final and non-refundable, except in cases where you are entitled to a refund by law or due to issues on our end (such as an error in charging). If you believe you are entitled to a refund, please contact us using the contact information at the end of this Terms of Service Agreement.

4. Content Usage

4.1 License to Use Content:
Upon payment of the applicable subscription fee, you are granted a limited, non-transferable, non-exclusive license to access and use the content provided through the Services for strictly personal, non-commercial use. You may not distribute, modify, reproduce, or otherwise exploit the content without explicit permission.

4.2 Restrictions:
You may not:

  • Copy, modify, reproduce, distribute, transmit, display, or otherwise use any content from this website, in whole or in part, for any purpose, without our prior written consent, including storing content on any local device or sharing it in any manner;

  • Use the Services for any illegal purpose or violate any applicable laws;

  • Interfere with the security or integrity of the Site or its content;

  • Link to this website from any site that contains unlawful, defamatory, offensive, obscene, or inappropriate content, or content that violates any intellectual property rights;

  • Link to this website in a way that damages or tarnishes the brand, reputation, or goodwill associated with our trademarks or creates the false impression of affiliation, sponsorship, or endorsement by us;

  • Frame, mirror, or otherwise display the content of this website within another website or application without our prior written consent;

4.3 User-Generated Content:
If you upload or submit any content (e.g., comments, reviews) to the Site, you grant us a perpetual, irrevocable, royalty-free license to use, modify, and distribute such content in any form and for any purpose, including promotional purposes. You represent and warrant that you have all necessary rights to such content and that it does not infringe on any third-party rights.

5. Intellectual Property

5.1 Ownership:
All content on the Site, including text, graphics, logos, images, videos, and software, is the property of www.linium-intelligence.com or its licensors and is protected by copyright, trademark, and other intellectual property laws.

5.2 Trademarks:
www.linium-intelligence.com and its logos are trademarks of Lin Worldwide Sdn Bhd. You may not use these trademarks without our prior written consent.

6. Privacy and Data Collection

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Services, you consent to the collection and use of data as described in the Privacy Policy.

7. Third-Party Links

The Site may contain links to third-party websites or services, including social media platforms. We are not responsible for the content, privacy policies, or practices of these third-party websites. We encourage you to review their privacy policies before providing any personal information.

8. Limitation of Liability

8.1 No Warranty:
The Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee the accuracy, reliability, or completeness of the content provided on the Site.

8.2 Site Failures and Service Interruptions:

We do not guarantee that the Site or Services will be uninterrupted, error-free, or free from defects. We are not responsible for any failure or disruption of the Site, including server outages, network issues, or technical difficulties. Any loss or damage caused by such failures is not our responsibility.

8.3 Limitation of Liability:
To the fullest extent permitted by law, Lin Worldwide Sdn Bhd shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services, even if we have been advised of the possibility of such damages.

8.4 Indemnification:
You agree to indemnify and hold harmless Lin Worldwide Sdn Bhd, its affiliates, officers, employees, and agents from any claims, losses, or damages arising from your use of the Services, violation of these Terms, or infringement of any intellectual property or other rights.

9. Dispute Resolution

9.1 Governing Law:
These Terms shall be governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law principles.

9.2 Arbitration:
Any dispute arising out of or relating to these Terms shall be resolved through binding arbitration in Malaysia, in accordance with the rules of the Asian International Arbitration Centre (AIAC) or other recognized institution. The arbitration proceedings shall be conducted in English, and the venue for arbitration shall be Kuala Lumpur, Malaysia.

9.3 Class Action Waiver:
You agree that any dispute will be handled individually and not as part of a class action.

10. Termination

We may suspend or terminate your account and access to the Services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users or the Site. Upon termination, your right to access the content will end, and you must cease using the Services immediately.

11. Miscellaneous

11.1 Severability:
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

11.2 Entire Agreement:
These Terms constitute the entire agreement between you and Lin Worldwide Sdn Bhd with respect to the Services and supersede all prior agreements or understandings.

11.3 Assignment:
We may assign our rights and obligations under these Terms without notice to you. You may not assign your rights under these Terms without our prior written consent.

12. Force Majeure

We shall not be held liable for any failure to perform our obligations under these Terms due to events beyond our reasonable control, including but not limited to acts of God, war, strikes, or technological disruptions.

13. Contact Information

If you have any questions or concerns regarding these Terms, please contact us at:

Linium Intelligence (a division of Lin Worldwide Sdn Bhd)
Contact @ linium-intelligence (dot) com